Privacy Policy

Introduction

FINFORTUNE INTERNATIONAL LIMITED ("Company," "we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.payit123.com (the "Website") and use our consulting services related to card processing services, onramp, and instant SEPA services (the "Services"). By accessing or using the Website and Services, you consent to the practices described in this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access the Website or use the Services.

Information We Collect

1. Personal Information: We may collect personal information that you provide to us directly, such as:
• Contact Information: Name, email address, phone number, and mailing address.
• Account Information: Username, password, and other authentication details.
• Financial Information: Payment information, including credit card details and bank account numbers.
• Other Information: Any other information you choose to provide when contacting us or using our Services.
2. Automatically Collected Information: When you access the Website, we may automatically collect information about your device and usage, including:
• Device Information: Information about your computer, tablet, or mobile device, such as IP address, browser type, operating system, and device identifiers.
• Usage Information: Information about your interactions with the Website, such as access times, pages viewed, and the referring link through which you accessed the Website.
• Cookies and Tracking Technologies: We use cookies, web beacons, and similar tracking technologies to collect information about your activities on the Website. You can control cookies through your browser settings and other tools.

How We Use Your Information

We use the information we collect for various purposes, including to:

1. Provide and Improve Services: To provide, maintain, and improve the Website and Services, including processing transactions, managing accounts, and delivering customer support.
2. Communicate with You: To communicate with you, including responding to your inquiries, sending service-related notifications, and providing information about changes to our policies or services.
3. Marketing and Advertising: To send you marketing and promotional materials, including newsletters, special offers, and advertisements. You can opt-out of receiving marketing communications at any time.
4. Analyze and Personalize: To analyze how you use the Website and Services, to personalize your experience, and to develop new products and services.
5. Compliance and Protection: To comply with legal obligations, enforce our terms and conditions, protect our rights, privacy, safety, and property, and prevent fraudulent or illegal activities.

How We Share Your Information

We may share your information in the following circumstances:

1. With Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.
2. With Business Partners: We may share your information with our business partners to offer you certain products, services, or promotions.
3. For Legal Reasons: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).
4. In Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
5. With Your Consent: We may share your information with third parties when we have your consent to do so.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, please be aware that no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which we collected it, including to comply with legal, accounting, or reporting requirements. When we no longer need to use your information, we will take steps to delete or anonymize it.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

1. Access: You have the right to request access to the personal information we hold about you.
2. Correction: You have the right to request correction of any inaccurate or incomplete personal information we hold about you.
3. Deletion: You have the right to request deletion of your personal information, subject to certain exceptions.
4. Restriction: You have the right to request restriction of the processing of your personal information.
5. Portability: You have the right to request a copy of your personal information in a structured, commonly used, and machine-readable format.
6. Objection: You have the right to object to the processing of your personal information where we are relying on a legitimate interest (or those of a third party) and there is something about your particular situation which makes you want to object to processing on this ground.
7. Withdraw Consent: If we are processing your personal information based on your consent, you have the right to withdraw your consent at any time.

To exercise any of these rights, please contact us using the contact details provided below. We may need to verify your identity before processing your request.

Third-Party Websites

The Website may contain links to third-party websites and services that are not operated by us. If you click on a third-party link, you will be directed to that third party's site.