Send and receive
euro payments instantly

PayIT123 provides SEPA Instant payments 24/7 using IBAN (International Bank Account Numbers)

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SEPA Instant allows you to send and receive payments instantly

SEPA stands for the Single Euro Payments Area (SEPA). It comprises 36 countries that can send and receive payments using the euro currency.

SEPA Instant payments must be enabled by both the sender and the receiving bank for them to work. The limit of € per SEPA Instant payment is € 100,000.

If neither the sender nor the recipient has SEPA Instant enabled, the payment will be sent as a regular SEPA bank transfer.

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Key Features of PayIT123

Dedicated IBAN account

We provide IBAN account numbers to simplify transactions within the Eurozone.

Fast European transfers

Make instant SEPA payments across Europe Via IBAN (International Bank Account Numbers).

Dedicated & personalized support

Personalized support during the onboarding process, contact our support desk at info@payit123.com

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Core Features of PayIT123

These are the countries where you can currently send and receive SEPA Instant

Frequently Asked Questions

Since instant payments are based on SEPA standards, you must provide the same information to enter an instant payment as a standard SEPA payment. These are the beneficiary's IBAN format account and the payment amount. You can also provide other optional data, such as a variable symbol or a recipient note. In the case of immediate payments abroad, the name of the beneficiary's account must also be provided.

No, as the funds are credited to the beneficiary's account within a few seconds, it is impossible to cancel the payment after it has been sent.

No, instant payments can only be made in EUR. Instant payments are part of the "SEPA Instant Credit Transfer" scheme, allowing clients to make immediate EUR payments within European countries.

Yes, immediate payments are convenient for all our clients, individuals or companies.

Do you need Instant SEPA Service ?

Contact Us

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info@payit123.com

FINFORTUNE INTERNATIONAL LIMITED (PayIT123) is not an EMI or an Acquirer. Instead, we offer consultancy services to connect your company with the best matching acquirer. Bank accounts, payment services, and card processing are provided by FINFORTUNE INTERNATIONAL LIMITED's partners, including EMIs, Acquirers, and PSPs.

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