Introduction
FINFORTUNE INTERNATIONAL LIMITED ("Company," "we," "us," or "our") is committed to protecting the privacy and security of personal data. This Data Processing Policy outlines our practices regarding the collection, use, processing, and protection of personal data when you use our website www.payit123.com (the "Website") and our consulting services related to card processing, onramp, and instant SEPA services (the "Services").
Definitions
- Personal Data: Any information relating to an identified or identifiable natural person.
- Data Subject: An individual whose personal data is processed.
- Processing: Any operation or set of operations performed on personal data, whether or not by automated means, such as collection, recording, organization, structuring, storage, adaptation, alteration, retrieval, consultation, use, disclosure, dissemination, erasure, or destruction.
- Controller: The entity that determines the purposes and means of processing personal data.
- Processor: The entity that processes personal data on behalf of the controller.
Data Collection
We collect personal data in the following ways:
- Directly from You:
When you provide information to us, such as when you register for an account, contact us, or use our Services. This may include:
- Contact Information: Name, email address, phone number, and mailing address.
- Account Information: Username, password, and other authentication details.
- Financial Information: Payment information, including credit card details and bank account numbers.
- Automatically:
When you interact with our Website, we may collect certain information automatically, including:
- Device Information: Information about your computer, tablet, or mobile device, such as IP address, browser type, operating system, and device identifiers.
- Usage Information: Information about your interactions with the Website, such as access times, pages viewed, and the referring link through which you accessed the Website.
- Cookies and Tracking Technologies: Information collected through cookies, web beacons, and similar tracking technologies.
Purpose of Data Processing
We process personal data for the following purposes:
- Service Delivery: To provide, maintain, and improve our Services, including processing transactions, managing accounts, and delivering customer support.
- Communication: To communicate with you, including responding to your inquiries, sending service-related notifications, and providing information about changes to our policies or services.
- Marketing and Advertising: To send you marketing and promotional materials, including newsletters, special offers, and advertisements. You can opt-out of receiving marketing communications at any time.
- Analytics and Personalization: To analyze how you use our Website and Services, to personalize your experience, and to develop new products and services.
- Compliance and Protection: To comply with legal obligations, enforce our terms and conditions, protect our rights, privacy, safety, and property, and prevent fraudulent or illegal activities.
Data Sharing and Disclosure
We may share personal data with:
- Service Providers: Third-party service providers who perform services on our behalf, such as payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.
- Business Partners: Our business partners to offer you certain products, services, or promotions.
- Legal Authorities: Government authorities or other entities if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).
- Business Transfers: In connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
- With Your Consent: Third parties when we have your consent to do so.
Data Security
We implement appropriate technical and organizational measures to protect personal data against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
Data Retention
We retain personal data for as long as necessary to fulfill the purposes for which it was collected, including to comply with legal, accounting, or reporting requirements. When we no longer need to use your data, we will take steps to delete or anonymize it.
Data Subject Rights
Depending on your jurisdiction, you may have the following rights regarding your personal data:
- Access: The right to request access to the personal data we hold about you.
- Correction: The right to request correction of any inaccurate or incomplete personal data we hold about you.
- Deletion: The right to request deletion of your personal data, subject to certain exceptions.
- Restriction: The right to request restriction of the processing of your personal data.
- Portability: The right to request a copy of your personal data in a structured, commonly used, and machine-readable format.
- Objection: The right to object to the processing of your personal data where we are relying on a legitimate interest (or those of a third party) and there is something about your particular situation which makes you want to object to processing on this ground.
- Withdraw Consent: The right to withdraw your consent at any time if we are processing your personal data based on your consent.
To exercise any of these rights, please contact us using the contact details provided below. We may need to verify your identity before processing your request.
International Data Transfers
We may transfer your personal data to countries outside of your jurisdiction, including to countries that may not provide the same level of data protection as your home country. In such cases, we will ensure that appropriate safeguards are in place to protect your personal data, such as using standard contractual clauses approved by relevant data protection authorities.
Updates to This Policy
We may update this Data Processing Policy from time to time to reflect changes in our practices or legal requirements. We will post any updates on this page and, if the changes are significant, provide a more prominent notice (such as by email notification). Your continued use of the Website and Services after any changes constitute your acceptance of the updated policy.
Contact Information
If you have any questions or concerns about this Data Processing Policy or our data processing practices, please contact us at:
FINFORTUNE INTERNATIONAL LIMITED
Email:info@payit123.com
By using the Website and Services, you acknowledge that you have read, understood, and agree to be bound by this Data Processing Policy.
